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Commercial MGA specialising in UK property, liability & commercial combined.

Online MGA specialising in UK Property Owners & Retail Package 

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Bringing together the best of both worlds – Breeze Underwriting and Easy Broking Online

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Not just your typical MGA

Breeze Underwriting Limited was set up in Colchester in 2006 as a trading style of Carroll & Partners to underwrite on delegated binding authorities.

Due to the success and growth of Breeze, we became a separate limited company in 2014 operating as an appointed representative of Carroll & Partners until February 2018, at which point Breeze obtained their own FCA registration.

Breeze operates with 5 delegated authority arrangments, all with "A” rated security which will accommodate a multitude of trades, from one-man bands, through to large commercial clients. Breeze holds over 4,500 policies with a GWP of circa £10,000,000 and policy premiums ranging from £100 to £100,000.

Classes of business that can be written on our in-house binders include; Commercial Combined; Property Owners; Employers Liability; Public/Products Liability; Contractors All Risks and Excess of Loss.

Breeze have long-standing relationships with all our binder providers, over the years we have generated a great deal of trust and respect with insurers.

We like to think of ourselves, as not just your typical MGA and would welcome an opportunity to work with you.

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A truly online MGA

Breeze Online delivers Commercial Insurance to Independent Insurance intermediaries throughout the UK specialising in Leisure, Retail, Takeaways, Offices and Property Owners Insurance via their online web-based trading platform.

The corporate and underwriting management of Breeze Online are highly experienced and well-known in the London and provincial insurance markets.

The single trading platform allows access to all Products, uses modern technology and incorporates all of the underwriting reference points for SME business. This enables the user – in real time – to manage the quotation, underwriting, policy administration and documentation, mid-term adjustments and accounting of their client.

At the same time, it allows Breeze Online to maintain electronically all of the intermediary’s insurance transactions - thus creating an automated audit trail.


The trading platform transacts business in “real time” and in maintaining Compliance it provides Contract Certainty to the intermediary and the Insured

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